What can you claim?
Health Insurance funds will tell you that your health and wellbeing are their primary concern. They are not wrong. The healthier their members are, the more they stay out of hospitals and/or the less they need intensive health services. So in fact, those of us with health insurance would be doing them a favour by making sure we look after ourselves and use the benefits given to us.
Health funds like HFC and NIB are leading the way in not only providing extras cover for therapies such as remedial massage, naturopathy and exercise physiology, but they are also forging the way in preventative health by providing their members with online and offline health information and tools.
Many funds have a calendar limit on extras so now is the time to check out your cover and see what is available for you to use for the rest of the year.
Eligibility for some claims require you to have a condition, whereas others are targeted at prevention, which we all recognise (including Health Funds) is better than cure. Usually practitioners need to be accredited. At Sanctuary Sanitarium, you can claim on a number of services* from our expert health team including:
- Physiotherapy
- Pilates
- Massage Therapist
- Psychology
- Naturopathy
- Nutrition and Dietetics
- Exercise Physiology
- Health Coaching
- Health and Wellbeing Programs eg. Lifestyle seminars, Group Exercise and cooking workshops
At Sanctuary we will always try and help you understand the complexities of health fund rebates. We have HICAPS which means your rebate is taken straight off your bill at the time of payment – that means no need to fill in any claim forms.
If you want to know more, check out your policy with your health fund. You may be surprised how much you are actually entitled to!
*Depending on your health fund policy and cover